To download a copy of the complete Kawasaki Insurances Brochure please click here

Comprehensive Motorcycle Cover

To protect your bike against accidental damage, fire and theft, as well as covering your legal liability for damage to someone else’s property, Comprehensive Motorcycle Cover is the answer.

We insure your bike for an agreed value at the beginning of the policy and at each renewal. This means you’ll always know exactly how much your bike is insured for, and how much you’ll receive if your bike is damaged beyond repair and not replaced or stolen and not recovered.

Benefits

• Cover for an agreed value
• New motorcycle replacement for bikes less than 24 months old
• Reimbursement of up to $500 for emergency accommodation and travel costs
• No fault no excess
• Hire car for up to 15 days if your motorcycle is stolen ($100 maximum per day)
• Premium discount if you qualify for a no – claim bonus
• Up to $4,000 in total for additional items, including; helmet cover (up to $1,000) if your helmet is damaged in an accident, clothing and protective safety items purposely made for bike riding (any single item up to $1,500) and gear bags.

Weekend Rider Cover

If you’re a weekend warrior, Weekend Rider Cover provides comprehensive cover when you’re riding, and limited cover for when you’re not. So you only pay for cover you need.

Weekend Rider Cover provides:

• Full comprehensive cover on weekends*,  public holidays* and annual leave days**, and
• Fire and theft cover at all other times.

If you want third party cover in addition to fire and theft cover for your non-riding days, then you can choose Weekend Rider Cover Plus.

* Weekends are between 6am Friday and midnight Sunday. Gazetted public holidays in your state of residence are included in your cover.** Annual leave days are the first 20 working days you take as leave during the period of insurance but don’t apply if you’re self-employed.

Full Comprehensive Cover Benefits*

• cover for an agreed value
• cover for emergency repairs, expenses and towing
• new motorcycle replacement for motorcycles less than 24 months old
• up to $500 if your personal items are lost or damaged
• hire car for up to 15 days if your motorcycle is stolen ($100 maximum per day)
• up to $2,000 if your keys are illegally copied, lost, damaged or stolen
• Up to $4,000 in total for additional items, including; helmet cover (up to $1,000) if your helmet is damaged in an accident, clothing and protective safety items purposely made for bike riding (any single item up to $1,500) and gear bags.

Tyre & Rim Insurance

With Tyre & Rim Insurance, you can protect the most vulnerable part of your Kawasaki – your tyres and rims.  It’s a simple and cost-effective way to ensure your Kawasaki stays on the road after damage caused by punctures and kerbside impact.

Benefits

• three years protection for one upfront fee
• no excess on claims
• up to $120 towing value per valid claim
• unlimited puncture repair claims
• up to two tyre replacement claims in a 12-month period
• one wheel rim claim in a 12-month period
• punctured or damaged tyres repaired or up to $350 paid for replacement
• up to $1,000 to repair or replace wheel rims that become unroadworthy or fail to seal.

Off-Road Rider

Off-Road Rider has been designed specifically for off-road and unregistered bikes. Two types of cover are offered: Fire and Theft and Gapcover. You can purchase either or both cover types.

Fire and Theft Insurance Benefits

Covers damage to your motorcycle in the event of fire or theft plus:

• towing to the nearest repairer or place of safety
• transit cover – in the event of loss or damage whilst your motorcycle is being securely towed.+

Gapcover Benefits

Provides financial protection in the event your bike is declared a total loss and your Fire and Theft total loss payment is less than the amount still owing on your loan contract, (the ‘gap’), up to $7,000. Please note that cover does not apply in the event of accidental damage. Other benefits include:

• an additional benefit of $1,000 after a total loss, even if there is no ‘gap’
• if your insurer replaces your motorcycle after a total loss, you can transfer your Gapcover policy to the new motorcycle.+

+ Subject to policy terms and conditions.

Loan Protection Insurance

Borrowed money to buy your Kawasaki?   If you’re unable to work because of illness, injury, involuntary unemployment or death, Loan Protection Insurance can help take the worry out of meeting your motorcycle loan repayments.

There are ten combinations of cover available allowing you to choose the protection that suits your needs.

Benefits

• Disablement and Hospitalisation benefits – helps with your monthly repayment if you’re unable to work due to illness or injury or if you’re hospitalised.
• CashAssist (trauma) benefit# – pays the outstanding balance of your loan up to $50,000 if you suffer a heart attack, stroke or cancer or have coronary artery surgery.
• Life benefit – pays the outstanding balance  of your loan in full up to $100,000 in the event of your death.
• Involuntary unemployment benefit## – helps pay your loan repayment if you lose your job.
• up to $100,000 in total policy benefits.

# CashAssist (trauma) benefit cover may only be purchased when  a Life benefit is purchased and can only be chosen at commencement of cover. ## Involuntary unemployment benefit cover may only be purchased with Disablement and Hospitalisation cover.

Gapcover

Comprehensive insurance policies provide total loss cover for either market value or agreed value.If your bike is written off in an accident, or stolen and not recovered, often the amount paid out by your insurer is less than the loan balance – this is the ‘gap’.

Gapcover insurance covers this shortfall, subject to the maximum benefit. And to help with other expenses like on-road costs, government charges, vehicle hire and medical expenses, cover is included for an ‘extras’ payment.

Benefits

• choice of three maximum benefit cover options – $5,000, $7,500, $10,000
• no excess on claims
• extras cover payment (depending on the Cover option chosen) up to $2,500
• one-off payment for the duration of  your loan contract up to five years
• in the event there is no gap, you will receive $1,500 in lieu of the cover option selected.

Rider Protection Plus

You’ve covered your Kawasaki but what about yourself? Rider Protection Plus covers you whenever you’re riding. Whether it’s your bike or borrowed. Trail, track or road. Two wheels, three wheels or four wheels. If you’re on a bike, you’re protected.

Benefits

• $2,000 hospitalisation benefit
• $10,000 death benefit
• no excess on claims
• guaranteed annual renewal even if you make a claim
• covered any time they ride a motorcycle, on or off road – including any forms of competitive racing, enduro events, pony express, sports bike racing, track days, rider instruction and recreational trail biking
• cover for all variants of motorcycles, including on and off road bikes, trail bikes, motocross bikes, trikes, ATV’s, two-strokes and four-strokes.